Terms of use

This page (together with the documents referred to in it) tells you the terms on which you make use of my website: settlementagreementexpert.co.uk.
Please read these terms and notices carefully before you start using the website.

Terms of use

By using my website, you are accepting and agree to be bound by these Terms of Use. These Terms of Use and your use of my website are governed by and construed in accordance with the laws on England and Wales. If you do not agree to these Terms of Use, you are not authorised to use this website and should stop doing so immediately.

You may print off and keep a copy of these terms. They are a legal agreement between you and me and can only be modified with my consent.

Variation of terms

I reserve the right to change these terms of use at my discretion by changing them on the website. You are expected to check this page from time to time to take notice of any changes I have made, as they are binding on you. Some of the provisions contained in these Terms of Use may also be superseded by provisions or notices published elsewhere on my website.‍

Information & jurisdiction

The information on my website refers to only the laws of England and Wales and is intended for persons resident within England and Wales. Laws and regulations may be different outside of England and Wales.

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to my website. These Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

Disclaimer and exclusion of liability

I disclaim all liability in respect to actions taken or not taken based on any or all the contents of this website to the fullest extent permitted by law. The material displayed on my website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, I and third parties connected to me hereby expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.

I disclaim any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with my website or in connection with the use, inability to use, or results of the use of my website, any websites linked to it and any materials or materials posted on it or omitted from it, including, without limitation, any liability for:

  • loss of income or revenue;
  • loss of business;
  • loss of profits or contracts;
  • loss of anticipated savings;
  • loss of data;
  • loss of goodwill;
  • wasted management or office time;
  • increased overheads or administrative expenses; and
  • for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

I do not exclude liability for death or personal injury arising from my negligence, my liability for fraudulent misrepresentation or any other liability which cannot be excluded or limited by law.

Reliance on information

The information contained in this website is provided for informational purposes only and should not be construed as legal advice on any matter. You should not rely on the information published on this website, including information contained in my Blogs , Podcasts or Videos . The information on this website does not take account of individual circumstances and may not reflect recent changes in the law.

Accuracy and updates

I aim to update my website regularly and may change the content at any time. The material on this website may not reflect the most current legal developments, particularly information in my archives. Any of the material on my website may be out of date at any given time, and I am under no obligation to update such material.

While I make reasonable efforts to keep my information accurate, I assume no responsibility for its accuracy and correctness, or for any consequences of relying on it, howsoever arising.

I enter into no express or implied conditions, warranties, terms or representations regarding the quality, accuracy or completeness of the information. The content and interpretation of the law addressed herein is subject to revision.

If the need arises I may suspend access to our website, or close it indefinitely.

I shall not be liable for any technical, editorial, typographical, or other errors or omissions within the information provided on this website, nor shall I be responsible for the content of any web images or information linked to this website.

The relationship

The transmission and receipt of information contained on this website, in whole or in part, or communication with me via the internet or email through this website does not constitute or create a contractual relationship between me and any recipient. You should not send me any confidential information in response to this webpage. Such responses will not create a contractual relationship, and whatever you disclose to me will not be privileged or confidential unless I have agreed to act as your legal adviser, and you have executed a written engagement agreement with me.

Availability and access to my website

While I try to ensure that the website is available 24 hours a day, I cannot guarantee this and will not be liable if for any reason the website is unavailable at any time or for any period. Access to the website may be suspended temporarily and without notice in the case of system failure, maintenance, or repair, for reasons beyond my control or any other reason I consider to be appropriate in the circumstances. I shall have no liability in respect of any such suspension, or if for any reason my website is unavailable at any time or for any period.

Access to my website is permitted on a temporary basis, and I reserve the right to withdraw or amend the service I provide on my website at any time without notice.

You are responsible for making all arrangements necessary for you to have access to my website. You are also responsible for ensuring that all persons who access my website through your internet connection are aware of these Terms of Use, and that they comply with them.

Misuse of my website

You must not misuse my website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to my website, the server on which my website is stored, or any server, computer or database connected to my website.

You must not attack my website via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. I will report any such breach to the relevant law enforcement authorities, and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use my website will cease immediately.

I will determine, in my absolute discretion, whether your use of my website is unacceptable, and, in this event, I may take such action as I deem appropriate.

This website may contain links to other third-party websites and resources not operated or controlled by me. If you use these links, you will leave the website. These links are provided for information and convenience only and do not constitute any endorsement by me of the organisation promoted on the linked websites, their products or services.

I do not have any control over such linked websites or the content of them and cannot accept any responsibility for them or for any loss or damage that may arise from your use of them.

Linking to my website

You may link to my home page, provided you do so in a way that is fair and legal and does not damage my reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on my part where none exists. You must not establish a link from any website that is not owned by me. I reserve the right to withdraw linking permission without notice.

Viruses

The user agrees that material downloaded or otherwise accessed using this website is obtained entirely at the user’s own risk and that the user will be entirely responsible for any resulting damage to software or computer systems and/or any resulting loss of data, even if such loss and damage was reasonably foreseeable and I had been advised of the possibility of the same.

I will not be liable for any loss or damage caused by a distributed denial of service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the website, or to your downloading of any material posted on it, or on any website linked to it.

The intellectual property rights (including, without limitation, copyright trade marks and other intellectual property rights) in all material on the website (including, without limitation, logos, designs, text, images and other materials) are owned by or licensed to me Clive Mackintosh or appear with the permission of the relevant owner. Those works are protected by copyright and trademark laws and treaties around the world. All such rights are reserved.

Your use of the materials on this website is limited as set out below:

  • You are permitted to display the pages of the website on your computer screen and print a reasonable number of unmodified copies of any of the pages of the website for your personal reference and your own, non-commercial use.
  • You shall not copy, adapt, exploit or otherwise use the content on my website in any way, save for the downloading and temporary storage of one or more of these pages for the sole and exclusive purpose of viewing on a personal computer or terminal, or drawing the attention of others to material posted on my website.
  • You must not use any part of the materials on my website for commercial purposes without obtaining a licence to do so from me or my licensors.
  • Except as expressly permitted under copyright law, any other copying, modification, reproduction, permanent storage, repackaging, distribution, transmission, or commercial exploitation of any of the material on the website by any means without my prior written consent is prohibited. This applies to both the visual content of the website and the source code.
  • You may not change or delete any author attribution, trademark, legend, or copyright notice, and by printing or displaying the website you do not acquire any rights in it.
  • You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
  • My status (and that of any identified contributors) as the authors of material on my website must always be acknowledged.
  • If you print off, copy, or download any part of my website in breach of these terms of use, your right to use my website will cease immediately and you must, at my option, return or destroy any copies of the materials you have made.
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